Holistic Guidance For Pre-Retirees & Retirees
- The amount you need to retire depends on your lifestyle, healthcare needs, and income sources. We help you estimate your needs and build a personalized plan designed to support your goals throughout retirement.
- Timing your Social Security benefit depends on your age, health, other income, and legacy goals. We help you evaluate your options and choose a strategy that fits your full financial picture.
- You can lower taxes in retirement by managing withdrawals, using Roth conversions, delaying Social Security, and planning charitable giving. We build coordinated strategies to help reduce your lifetime tax exposure—not just this year’s. Some IRAs have contribution limitations and tax consequences for early withdrawals. Distributions from traditional IRAs and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59½, may be subject to an additional 10% IRS tax penalty. Converting from a traditional IRA to a Roth IRA is a taxable event. For complete details, consult your tax advisor or attorney.
- Paying off your mortgage before retirement depends on your cash flow, interest rate, and goals. We help you weigh the tradeoffs—like liquidity and tax impact—to decide what’s right for your plan.
- You may keep it where it is, roll it to an IRA, or begin withdrawals. We help you decide based on your income needs, investment options, and tax strategy.
Plan For The Retirement You’ve Earned
Whether you’re in the final stretch of a successful career or already retired, Pillar Financial Group’s experienced retirement planners help you create a personalized strategy that supports your lifestyle, preserves your financial security, and prepares your family for what’s next.
Plan For Retirement From Every Angle
Holistic, proactive retirement planning to help you manage your wealth in retirement.
You’ve spent decades building wealth. Now it’s time to turn that wealth into a plan—for income, healthcare, family, and independence. We help you navigate complex situations and decisions to support the retirement lifestyle you’ve earned and the legacy you want to leave.
Sustain Your Wealth
It's time to feel secure, supported, and in control of whatever comes next.
How We Work
Our planning-first approach brings clarity to complex wealth management and retirement planning questions.
Our Credentialed Team
Get to know our knowledgeable advisors who bring connection, care, and depth to your wealth and retirement strategies.
Connect With Us
We’d be delighted to hear from you and explore how we can help you gain clarity and control over your wealth and future.